"We were in the process of refinancing with another company when we contacted mortgagefool.com. Not only were they able to get us a better rate, but the entire closing process was the most painless we have ever gone through!" - Steve S.

We hesitated to put these online because of the many restrictions, but by popular demand, here they are. Note the higher loan limits are offered only in  high-cost areas as determined by HUD! 

For the maximum 2009 conforming-jumbo limit in your area, go to: www.efanniemae.com-sf-refmaterials-loanlimits-jumboconf-xls-loanlimref.xls

Rates & points assume a purchase loan, primary residence, credit scores >740 and $850.00 in lender fees. Higher loan to values and/or the amount of equity you have may require slightly higher points. The quoted points include both origination and discount. Please note: A refinance adds .25 to the points. (Not the rate!)

last update:

Note: Negative points indicate a rebate back to you which may be used to pay closing costs but will not allow cash back to you , unless it is to reimburse you for costs you have already paid.