"I used mortgagefool.com when I bought my home a couple of years ago, and liked the idea of getting all the loan papers through a secure site. When I refinanced last year I went back to mortgagefool.com. I helped my father-in-law refinance his home with mortgagefool.com too." - Raj A.

PLEASE READ AND FOLLOW THIS!! Our on-line application is comprehensive but not difficult. Complete the application as thoroughly as possible. Note that this information is being fed to an automated underwriter (read "computer!!" - you know, garbage-in, garbage-out) which will give us the approval. (Don't sweat it, we do review your information prior to submission to the automated underwriter and will call or e-mail you with questions.)

This is the best way to be pre-approved for your loan, holds more water with sellers and realtors, and is required if you wish to lock a loan. Expect to spend from 20 to 40 minutes completing this application. It will let you start and return later by use of a password you create!

As we've stated before, it is our intention to prove the efficiency of on-line lending, changing forever the face of mortgage banking, (And really ticking off a lot of traditional loan officers!)